How to borrow money from opay (ussd, iphone, android, business app) 2023

Opay cash loans has been around for a while now, those in need of cash have be leveraging on that. Opay is one among the best platform to get loan at the comfort of your home. You don’t need any paper work or have some documents signed before you can have access to a loan, all you actually need is a smart phone. 

Opay cash loan can be accessible via USSD code or internet through their application. First time borrowers are limited to just #50,000 afterwards, they will be eligible for more prior to good credit score which can be attained through repaying back of their loans on time on or before repayment due dates.

How long do i wait to receive my loan and Opay loan requirements

Opay approval for loan is very quick and fast, within 24hours after approves you will receive the money into your Opay account together with some details like when, where and how to repay your loan. You will also receive notification when your loans are due. Let me also list down some criteria for Opay loan. Opay requirements for loan are not much: (You must be a citizen of Nigeria, have bank verification number BVN, at least 18 years old, gmail address, phone number and internet connection). 

Opay cash loan interest rate

Opay cash loan interest rate ranges from 5% to 15% no hidden charge fees unless you refuses to repay your loan at due date. Let’s do some calculation for better understanding. For instance, if you borrowed #20,000 from Opay, at the end of that very month when repaying, you are expected to pay #21,000 or little more, the system will automatically calculate it for you depending on the amount you collected which are not much compares to other loan platform.

How to borrow money from opay on iphone and android

They are two ways to this, you can choose to go by USSD code or through Opay application. Anyone you use will earn you what you want, but you must first have an account with Opay before proceeding further.

How to borrow money from opay ussd

Currently, Opay USSD code for loan which is *955# is down and promised to be restored. So I will suggest you make use of the Opay application as the only working option to have access to borrow cash loan from Opay. 

Some said the above Opay USSD code still works if you have at least #100 or above in your airtime balance before dialing, mine didn’t work, you should try it out first and see.

How to borrow money from opay business app 

1. Download and install Opay app from your application store on your phone, for Android users yours is “Play store”, iPhone users “Apple store”.
2. Open an account if you haven’t done so, else skip this and login with your account details.
3. From your dashboard you can borrow money with a single click.
4. Ensure you read through Opay loan terms and conditions to know more about it.
5. View and know your interest rate before initiating, in other not to be taken unaware during repayment.
6. Insert your transactions pin for confirmation.
7. Wait for approval, if you’re approved you will see the status approved. If you’re not you will see declined.